Banking Crisis- Less Credit Card Offers in the Mail

We are all upset about this banking crisis but today I have come to the conclusion that ther are some positive results! According to Mail Monitor here has been less credit card applications sent to our mailboxes. Banks are afraid to lend money. Well, that's fine with me. I won't have to spend time shredding those credit card applications. And if I want one I can always go online and find the offer you need.
By the way, I have noticed that there has been letters from credit card companies lately.

Sunday or Mondey?

People hate Mondays. I don't. I hate Sundays. Monday is the beginning of the workweek. You can feel Friday somewhere in the distance. But Sundays...There is no hope on Sunday evening...

I've Been Thinking...

I've been thinking...What will become of America in 50 years? Thsi question is of great interest to me because I hope I will be still alive.
I've been thinking about the Roman Empire. They were so great and powerful once. But the barbarians came and everything fell apart. In today's world America is definitely the ROman Empire. But who will the Barbarians be? Hispanics? Arabs? Chinese?
I want to amke it clear that I do not want to offend anyone. By 'barbarian' I mean those who will rule the world after us. They will develop a new civilization, a civilization that will be better then ours.

Are We Really Screwed Up?

I don't like what I see on the news. The mortgage crisis, stock market fall, consumer debt - nothing positive out there. And here we are again - a credit card crisis.
The experts advice to apply for credit cards today before the banks raise the fees. I am not sure this is a good idea. With the situation on the job market I am not sure that I will have a steady income in the next half a year. I don't want to get trapped with late payment fees and high interest rates.
On the other hand, we are not going to have another Great Depression, are we? So why get upset about the things that might not ever happen.

Will Rock Music Ever Belong to Elite Culture?

I hear a lot of talking about elite culture and mass culture. What is mass (popualr) culture? Or, to be more precise, what is popualr art? And what is elite art?
Let's take a look at jazz. First it was played on the streets by poor black guys and now it is prestigious to attend jazz concerts. Jazz music is academic. It is studied and taught in special institutions. The elite of this country listens wither to Mozart or to jazz.
Why jazz? Why not rock music, for example. Will we ever consider rock music elite?
I have a feeling that the answer is no.

Ok. This Is My Last Try.

Ok. I'm gonna try this again. I'm gonna start writing on my blog. It's much harder than I thought it would be. May be because I am not organized...
That's it. I am not organized. I can not make a plan and stick to it. When I went to high school I could never turn in the assignment on time. My boss always says that I am unreliable. Oh well.
I've tried making written plans for the day but that never worked. May be it is some kind of a illness. Not a lethal one but serious enough to screw up one's life...

Credit Life

Sometimes I think about my future. Especially about my finance future. So, what should I do now...? Waste my time for youth or work for old age?

Probably I'm not the only one who cares about it, but anyway... It's seems to be my moral problemin the nearest future.